The Benefits of Direct Deposit

August 1, 2011

There are many advantages to direct deposit, the key one being that direct deposit gives you control over your money. Direct deposit comes handy as it automatically places your pension, paycheck, social security, or other type of income into your savings, checking, or money market account. Experts recommend it because it will help you stay […]

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Bank Loans for US Businesses

July 17, 2011

Businesses seek financing for a variety of reasons, including covering shortages of operating capital, financing a new business project, expanding to a new location, or establishing a new business. If you will be developing a new location, additional costs may include transferring your top managers and covering their living expenses. If you plan to develop […]

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Popular US Credit Cards on the Market

July 12, 2011

 The latest statistics from the US credit card market show that the highest number of cardholders prefers Visa. As of September 30, 2010, 269 million people in the United States have Visa credit cards. The next most popular brand is MasterCard with 171 million cardholders. Discover cards come in third with 54.4 million holders, and […]

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Shopping for Personal Lines of Credit

July 5, 2011

Lines of credit come in two varieties – personal and business ones. The personal variety is intended for individual clients and goes with a set credit limit much like the credit card limit. The personal line of credit will be secured with collateral, which can be your house or other personal property. The creditor can […]

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Borrowing Solutions for Small Businesses

June 20, 2011

Small businesses have access to a number of borrowing solutions through the federal government and the banks. The federal government extends a variety of grants and loans to small business owners. Economic injury disaster loans are one example of loans extended to small businesses found in declared disaster areas. Financial assistance is provided in the […]

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Refinancing Your Mortgage in the US

June 1, 2011

If you are like tens of thousands of homeowners in the United States, you are considering refinancing your mortgage, which is also known as taking out a second mortgage. Refinancing means replacing your current debt with one under different terms. Mortgage refinancing has always been the most common consumer refinancing, and this is true especially […]

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Personal Credit Cards to Choose From

May 22, 2011

A wide variety of personal credit cards are available on the US market, with the most popular types being low interest cards, rewards cards, and balance transfer cards. Low interest cards offer either a low initial annual interest rate or a low fixed rate. Almost every bank in the US offers such credit cards, but […]

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Opening a Money market Account in the US

May 4, 2011

In the United States, banks offer money market accounts or MMAs, on which you earn interest based on the current money market interest rates. They are deposit accounts, which offer investments in state and corporate bonds. Traditionally, MMAs have high interest, which is why having a higher balance is a prerequisite. With a high minimum […]

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Online Banking vs. Traditional Banking

April 23, 2011

Online banking makes it possible for clients to carry out financial transactions on secure websites, run by their actual or virtual bank or credit union. There are many proponents of online banking as compared to traditional banking, but there are also a lot of people who favor the traditional variety. Advantages of online banking include […]

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Mortgages for First-time Buyers

April 6, 2011

When you are a first-time buyer, it seems like there are so many great opportunities out there. You may be inclined to get really enthusiastic about making the most important purchase of your life – the purchase of your very own home. The financial industry is very intricate and complex, with a large number of […]

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